Terms & Conditions

Welcome to Mercator Genius. Please read these Terms and Conditions (“Terms”) carefully before using our services.

By accessing or using the Mercator Genius platform, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Company Information.

Mercator Genius Ltd (“Company,” “we,” “us,” or “our”) is a private limited company registered and operating under the laws of the United Kingdom.

2. Eligibility.

You must be at least 18 years old and legally capable of entering into a binding contract in your country of residence. By using our platform, you represent that you meet these requirements.

3. Services Provided.

Mercator Genius offers AI-powered digital trading services, crypto investment plans, 401(k) growth options, and crypto mining programs. The specific terms and ROI projections are provided on the Pricing Page and may be updated at our discretion.

4. Risk Disclosure.

All investments carry risk. Past performance is not a guarantee of future results. You acknowledge that:

• • You may lose some or all of your investment.
• • ROI estimates are projections, not guarantees.
• • You are solely responsible for your investment decisions.

We recommend consulting a licensed financial advisor before investing.

5. Account and Access.

To access our services, you must create an account and provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password.

6. Withdrawals.

Withdrawal timelines are as outlined in your selected investment plan.

• • Early withdrawals (if attempted) may result in penalties or denied requests.
• • 401(k) plans are subject to regulatory withdrawal rules under UK or US law.

7. Fees and Payments.

All fees, minimum investments, and payment terms are disclosed on our website. We reserve the right to adjust fees or introduce new pricing at any time, with prior notice.

8. Affiliate Program.

Our affiliate program allows approved participants to earn commissions on referred clients. Full terms are available in the Affiliate Agreement.

9. Security and Privacy.

We implement robust security measures to protect your funds and personal data. For details, see our Privacy Policy.

10. Limitation of Liability.

To the fullest extent permitted by law, Mercator Genius and its affiliates are not liable for any indirect, incidental, or consequential damages, including but not limited to loss of profits, data, or goodwill.

11. Governing Law and Jurisdiction.

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England.

12. Amendments.

We may update these Terms periodically. Material changes will be notified via email or platform notice. Continued use of our services constitutes acceptance of the updated Terms.

13. Contact Us.

For any questions or concerns, contact us at:

Email: [Insert Email]

UK Headquarters: [Insert Address]